fbpx
Today's Personal Finance Articles
View articles only on the topic you search below.

VUAG and VUAA are two S&P 500 index ETFs. This means that they track the performance of the largest 500 … Read more

Building an Emergency Fund Creating a budget is great but the reality is that life throws curveballs. That’s where an emergency fund comes into play. From unexpected medical bills to car repairs, emergencies can derail your budget and leave you scrambling. That’s unless you’ve already spent time building an emergency fund – a financial safety net that catches you when things get rough. Why You Need to Start Building an Emergency Fund Peace of mind: […]

Losing a job is scary for anyone—especially if you haven’t attained financial independence. Not only do you have to figure out how to live without a job, but there’s the added stress of having to find a new one. Though it can be daunting to navigate unemployment, it is possible. Keep reading to learn how. Table of contents1. Cut back on your expenses2. Contact lenders and creditors3. See what benefits you qualify for4. Find ways to make side incomeExpert tip: Prioritize your health to reduce stressHow do I cope without having a job?What to do if you are broke and unemployed?How long can you be unemployed?Articles related to jobs and unemploymentFinal thoughts on living without a job Here are some key tips for managing your money when you are in-between jobs. 1. Cut back on your expenses When it comes to how to live without a job the first thing we should all do is to reduce our living expenses by cutting our budget. This includes what we spend on housing, food, and other living essentials. These costs usually take up most of our income, so reducing them will help our money go much further. Get rid of non-essential spending Many times, we include things in our budget that we don’t need. These are luxuries that we treat ourselves to but aren’t necessary expenses. So, when you need to figure out how to survive without a job, it helps to start with your non-essential items. Some non-essential items to consider eliminating include: Subscription services Shopping Dining out Nail & hair appointments Entertainment Vacation You can always go back to splurging on these things once you’ve established yourself in a new job. Or, you may find that you don’t want to incorporate them back into your spending. Save on groceries Food is another big expense that can cause stress when finances are tight. Of course, you need to eat, but you may have to change what you’re eating and where you’re getting it from. Here are a few simple ways to reduce food spending and start grocery shopping on a budget. 1. Meal plan Meal planning is when you create a menu for what you’ll eat for the week. It allows you to shop specifically for those ingredients without wasting money on others you don’t need. I like to think of budget meal planning as having a budget for my food. It’s something I’ve learned how to do consistently to save money over time. 2. Meal prep When you meal prep, you prepare all of your meals ahead of time. It not only allows you to save time, but you save money by not buying fast food or dining out. Meal prep helps eliminate the need to buy extra food because it’s already available. And to save more, you can create frugal meals. Sunday afternoons are the perfect time for me to do my meal prep to prepare for the week ahead. So pick a time where you have a few hours to spare to prep and

Have you ever encountered something online and thought, “Who in their right mind would pay for that?”  Well, we’ve done some digging and compiled a list of the most outrageous things that people pay for. In this blog, we will share the shocking truth about all these outrageous items, from cake made out of gold to a lifetime supply of pasta. 1. Gold-infused Cakes credit: depositphotos Believe it or not, some people will shell out […]

As electric vehicles (EVs) continue to evolve, they’re equipped with features that push the boundaries of what we expect from personal transportation. These advancements not only offer a cleaner alternative to gasoline-powered cars but also deliver experiences that were unimaginable just a few years ago. Here are 13 modern EV features that highlight their superiority over their gasoline counterparts and showcase the innovative future of driving. 1. Instantaneous Torque and Acceleration Unlike gasoline cars, which […]

Join the Personal Finance Blogs Newsletter
Get the Best Personal Finance Articles Delivered to Your Inbox Daily
.

Counterfeit foods are a real thing, a growing concern, and many unsuspecting consumers inadvertently purchase them. The global food industry uses psychological warfare, deceptive practices, and dazzling marketing techniques to sell fake foods, also known as counterfeit foods. Wasabi is extremely rare but is easily found in gas station sushi meals. Have you ever wondered […] The post You Buy Counterfeit Foods All the Time: 8 Fake Foods You Love To Eat appeared first on […]

It’s not often that I get excited when I hit a goal. Usually, I’m already focusing on the next one. Stupid, I know. But this one was a little different. It was a long time coming. I first heard about skydiving when I was a kid. Instantly, I knew that one day, I’d do it. […] The post Little Adventures #21: March 2024 – THE SKYDIVE. appeared first on Burning Desire For FIRE.

I first learned of FIRE in 2016 by way of a New Yorker article on Mr. Money Mustache (MMM). The piece referenced MMM’s blog, to which I soon thereafter headed. Before then, I don’t know if I’d ever read a single blog post, or listened to a podcast episode. On any subject.  MMM’s blog blew my mind. I fell down the FIRE rabbit hole immediately. Lo these many years later I’ve still not yet emerged. […]

The juxtaposition of Baby Boomers and Millennials in the workplace offers a fascinating lens through which to view the evolution of professional environments, work ethics, and corporate cultures. Here are ten surprising differences between these two influential generations that illustrate the changing landscape of the workplace. 1. Technology Adaptation and Use Millennials have grown up in a digital world, making them inherently comfortable with technology. They’re quick to adopt new tools and platforms that enhance […]

Grab your map because we’re hitting the American highways to explore the most unforgettable road trips across the U.S. Forget the destination – we’re focusing on cherishing the views, the diners you’ll stop by for a milkshake, and the quirky roadside attractions that’ll have you remembering about the good old days. 1. Route 66 Traveling from Chicago to Santa Monica, Route 66 is not just a road – it’s an American icon. This journey offers […]

Remember the obsession with mason jars? I can never forget the craze, with every cafe and home owning a set of mason jars for the aesthetic. I kept to the trend and have a couple of mason jars at home that I still use for my iced coffee! But did you know that there’s more… Read More The post 20 Mason Jar Crafts To Sell appeared first on FinSavvy Panda.

In a world where financial choices are increasingly complex, 0% interest credit card transfers often appear as a lifeline. However, these offers are not always the financial panacea they seem. Understanding when these transfers are less beneficial is crucial. Below are eight scenarios where opting for a 0% interest credit card transfer might not be the best decision, providing insights that are vital in today’s credit-savvy environment. 1. When the Balance Transfer Fee Outweighs the […]

Some people have been saying that an SEC approval of spot bitcoin ETF applications would inject the token’s prices with steroids. Others, like Kraken’s Thomas Perfumo, have their eye on the overall enrichment the sector would gain from institutional interest. As Perfumo sees it, there are “40 trillion or so of retirement assets in the […]