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I have been thinking a lot about my journey as a very new mom almost 13 years ago and how far I’ve come with everything I’ve learned since then. I wanted to compile a list of important things to know … Read More

Save, invest, prosper with My Own Advisor. Taxation of investment income in a corporation If you thought navigating the maze of personal finance and investing options was challenging enough, you haven’t seen anything yet. Taxation of investment income in a corporation can be quite frankly, overwhelming. How best to invest in a corporate account can be filled with a myriad of choices,… Join the million dollar portfolio journey. The article Taxation of investment income in […]

New 100k offer. Chase and Air Canada have partnered to create the Chase Aeroplan World Elite Mastercard for US customers. I was able to get over $1,200 in value from 70,000 Aeroplan points towards Air Canada flights, but you can also redeem 100,000 points for $1,250 back toward eligible travel purchases including flights on any airline (details below). Here are the highlights on the sign-up bonus and Air Canada perks: Earn up to 100,000 points.. […]

I wish I could run 5 miles a day without the discomfort, the exertion, and the required hour of time. (Yeah, I’m slow). But there’s no such thing as “passive running.” You either run or you don’t. The same goes for a healthy diet. And reading. And meditation. There’s no “Set it, and Forget It!” solution for these good habits. Sorry, Ron Popeil. Modern technology, however, saves our lazy butts when it comes to investing. What Ron did for poultry, Vanguard and Fidelity and Schwab have done for stocks. You can set it and forget it. If you aren’t automating your investing, you’re being a dummy. No offense. I’d say the same for texting and driving. Or huffing empty spray paint cans. It’s not personal. But those are dummy activities. I’m not saying you’re permanently afflicted with dumb (well…except for the huffing…that sticks.) You can change. In fact, I hope you do change. The only thing worse than a dummy is a permanent dummy. Before (Photo A) and after (Photo B) inhalant abuse. I’m not a neurologist, but I did stay at a Holiday Inn Express last night. And Photo B looks like a “permanent dummy” if you ask me. To not automate your investing is to ignore Ron Popeil’s genius. You’re rotating a chicken with your right hand while holding a lighter underneath it with your left. Why?! Just buy the Ronco oven. Wow. You really can Google anything. Full credit to Getty Images and Betsie Van der Meer for thinking of every photograph imaginable. The cool thing about investment automation, though, is it doesn’t cost you 8 easy payments of $19.99. In fact, investment automation is completely free. And the benefits are far greater than crispy poultry skin. I’ve put zero new thought into my Roth IRA and 401k over the past few years. And yet $541 goes into my Roth every month, invested into a Total Stock Market Index Fund (pssssst! Did you know IRA limits went up to $6500 per year in 2023?). And 10% of my paycheck goes into my 401k, invested into a 2050 Target Date Fund. 100% automatic. 100% free. No second thoughts. It’s like running without the pain. Or dieting without the brussels sprouts. Or meditating without the 20 minutes of thinking, “I wonder if the walls in my bedroom are silently laughing at me right now?” You get all the benefits of long-term investing, without the decision fatigue that comes from hundreds of investment decisions. Make one decision, then automate it. Set it. Then forget it. Yes, eventually you’ll need to course correct. To rebalance. To consider long-term financial planning. But if you’re in “saving mode,” don’t be a dummy. Be a chicken. This blog post is not a paid advertisement for Ron Popeil. The author simply grew up in rural Upstate New York and didn’t have cable until his teenage years. Sometimes,

Ahoy mateys! ‘Tis I, yer friendly neighborhood pirate, here to share with ye some valuable information about the precious metal we all love: gold! Now, ye might be thinkin’, “Pirate, why are ye botherin’ with this boring financial stuff?” Well, let me tell ye, gold be one of the most sought-after treasures in the high seas, and knowin’ how to handle it properly be key to buildin’ a proper pirate’s fortune. Investing in Gold First […]

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Based on the IRDA annual report, we discuss the claim rejection data for standalone health insurers for FY 2021-22. We can only answer how many claims health insurers reject yearly for standalone health insurers. IRDA does not provide break up details for the total claims processed by general insurers. For general insurers (including PSUs), we… The post Claim rejection data for standalone health insurers for FY 2021-2022 appeared first on freefincal.

A Reddit user shared her story of having to crack down on her son’s girlfriend after she continuously used her mental health as an excuse not to do anything. A Generous Offer Photo Credit: Adobe Stock. The original poster (OP) explained that her son started dating his girlfriend three years ago, and at the end of 2021, she moved into their house. OP said she allowed it because of her son’s mental health and feelings. […]

About 70% of older Americans say their home is their most valuable asset. However, there are mixed opinions on whether or not you should include your home equity in your retirement savings.  Some financial experts believe you shouldn’t factor your home equity into your retirement savings because you’ll need a place to live in your golden years. But others say you can leverage the value of your property to provide income during retirement using reverse […]

If you’re looking for the best HSA account provider in 2023, you’re in the right place. And if a Health Savings Account (HSA) hasn’t been top of mind for you – there’s been no better time to start or switch to a new HSA account with plenty of new entrants into the space. HSA funds are portable, meaning that individuals with HSA balances can move funds at any time to a new account, even if they currently sit in an employer-sponsored HSA (many of which are lacking in features and investment options). This article will review and rank the best The post The 10 Best Health Savings Account (HSA) Providers in 2023 appeared first on 20somethingfinance.com.

A 529 plan is one of the best generational wealth transfer tools. Instead of just giving our kids or grandchildren money, it’s way better to give them the gift of education. Thanks to the SECURE Act 2.0, we will be able to roll over leftover 529 funds to a Roth IRA without taxes or penalties. Read More… The post Rolling Over Leftover 529 Funds Into A Roth IRA: Who Cares? appeared first on Financial Samurai.

Here are 15 movies that are objectively terrible, but that people still love watching over and over again. The Core Photo Credit: Paramount Pictures. One user said: “there’s a portion in the movie where everyone says it can’t be done; but one guy takes a drag on a cig and says: ‘but what if…we could’. The entire movie progresses on that point.” The Core Photo Credit: Paramount Pictures. Another added: “Also the cast is insanely […]

The football season may be winding down, but burrito season is on the way. According to Chipotle, that’s the busiest time of the year — from March to May — when many of us are more than happy to scarf down a burrito or two. With that, the fast-food chain is planning to hire 15,000 new employees in preparation for the coming burrito storm. “Our restaurant teams are the core of this organization and with […]

A passive income is any form of income that allows you to make money without having to continuously work for it. The internet has opened up all kinds of new passive income opportunities worth exploring. Below are 7 examples of different ways to earn a passive income online  Online savings accounts A number of exclusively […] The post 7 Digital Ways To Earn A Passive Income appeared first on Make Money Without A Job.